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Top 3 Benefits of Financing a Home Equity Loan in Michigan This Fall
As the leaves change and the year winds down, many Michigan homeowners are looking for ways to make smart financial moves before the...
Deleanna A.
Oct 1, 20252 min read


PSCU Awards $1,000 Scholarships to Support Members’ Educational Journeys
Public Service Credit Union is proud to announce that nine exceptional student members have each been awarded a $1,000 educational scholarship to help support their college or technical school goals in 2025. Each recipient will use their scholarship to help cover tuition and educational expenses as they pursue college, university, or technical school courses. These scholarships celebrate the enduring legacy of PSCU’s dedicated volunteers, many of whom have devoted decades of
Deleanna A.
Aug 17, 20251 min read
From TikTok to Our CEO’s Desk: Supporting a Student’s Journey to Graduation
Occasionally, something crosses your social media feed that stops you in your tracks. That’s exactly what happened when we saw a TikTok from Paris, a determined college student asking for help to finish her final year at Wayne State University. She had launched a GoFundMe and was doing everything she could to stay enrolled and complete her degree. What she probably didn’t expect was that her story would reach our PSCU’s team and CEO. And as soon as it did, we knew we had to
mclane89
Aug 4, 20252 min read


Public Service Credit Union Joins Financial Institutions and Michigan CUSOs to Finance Multi-Million Dollar Pickleball Facility
KALAMAZOO, MICHIGAN & AUBURN HILLS, MICHIGAN – Element 22 Commercial Group coordinated the financing of a multi-million-dollar Pickleball...
mclane89
Mar 27, 20251 min read


National Slam the Scam Day
On National Slam the Scam Day and throughout the year, we give you the tools to recognize Social Security-related scams and stop scammers...
mclane89
Mar 6, 20251 min read


Sweet Savings: 10 Ways to Celebrate Valentine’s Day Affordable
Key Takeaways You don’t need to spend a fortune to make Valentine’s Day special. Simple, thoughtful gestures can create memorable...
mclane89
Feb 14, 20254 min read


PSCU Partners with Wayne State University Athletics to Empower Student-Athletes Through Financial Education
Public Service Credit Union (PSCU) is excited to announce its official sponsorship of Wayne State University Athletics, reinforcing its deep commitment to the Detroit community. This partnership extends beyond traditional sponsorships by providing Wayne State student-athletes with essential financial coaching courses, equipping them with the knowledge and tools needed to effectively manage their finances. Additionally, PSCU will support key athletic events, including Wayne St
mclane89
Feb 12, 20252 min read


Public Service Credit Union Launches Community Food Pantries
Food Pantry at Flat Rock Branch At Public Service Credit Union (PSCU), we believe in the power of community and the importance of supporting one another. In alignment with our commitment to the credit union philosophy of People Helping People, we are excited to announce the installation of food pantries at four of our branch locations: Flat Rock, Oak Park, Redford, and Romulus. These pantries serve as a valuable resource for local families, reinforcing our dedication to makin
Deleanna A.
Feb 10, 20252 min read


Jingle Bills: How to Avoid a Holiday Debt Hangover
The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills...
Colin D.
Dec 6, 20243 min read


Gouged by Groceries
It's nearly $5 a gallon and most families can't live without it. It's not gas. It's milk, and it's not the only thing at the supermarket with an upwardly mobile price tag. The USDA (United States Department of Agriculture) reports that dairy prices are 31% higher than the average price in 2021, and aggregate food prices were up about 2.5%. Experts predict more of the same for the rest of 2024 and 2025. With nearly 11% of average American family budgets dedicated to groceries,
Colin D.
Nov 22, 20245 min read


The Procrastinator's Guide to Holiday Travel Savings
Holiday travel season is near, and peak prices already tell that story: nearly 75% of Hopper customers say that as they book travel this...
Colin D.
Nov 8, 20243 min read


From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it’s common to feel unprepared for the future. If you’ve ever caught yourself...
Colin D.
Oct 28, 20243 min read


Save Energy, Save Money.
You hear it all the time: “Save the environment.” But if you’re not a scientist or an involved environmentalist, you may think there’s nothing you can do. Not true. A few simple changes in your home practices will have you--and your savings account--seeing green (CNNMoney.com). In the past year, environmental concerns have become increasingly important to individuals, corporations, and the government. It’s easy to get caught up in the big threats--such as global warming--and
Colin D.
Sep 11, 20242 min read


How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius , the average home...
Colin D.
Aug 28, 20242 min read


Safeguard Yourself Against Student Loan Scams
By GreenPath Financial Wellness As we usher in fall, millions of borrowers are resuming their monthly student loan payments . But...
Colin D.
Aug 19, 20243 min read


Back-to-School Shopping: A Teachable Moment.
Back-to-school shopping is an annual event perfect for talking to your kids about budgeting and saving money, and the difference between needs and wants. Kids need to be taught about why budgets matter or why spending more than you have budgeted should be avoided. Make back-to-school shopping a fun and educational experience. Involve the kids from the very beginning. This will help lay the foundation for sound money management habits. Some of the ways you can make this ex
Colin D.
Aug 15, 20241 min read


Good Debt/Bad Debt
Not all debt is necessarily bad, particularly when it can help you build wealth. It’s important to know the difference between good debt and bad debt and how to sort the good from the bad. If you buy something that immediately goes down in value, that’s bad debt. Let’s say you buy disposable items or durable goods with a high-interest credit card, and you don’t pay the balance in full when the bill arrives. You’re being charged interest while that item continues to depreciate
Colin D.
Aug 1, 20242 min read


Tis the $eason (For a Mid-Year Money Checklist)
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most...
Colin D.
Jul 19, 20242 min read


Protecting Your Loved Ones from Elder Fraud
By GreenPath Financial Wellness In 2022, Phyllis Wiseberg, a 90-year-old widow lost $20,000 when cybercriminals withdrew the money from...
Colin D.
Jun 20, 20242 min read


Metro West Chapter of Credit Unions seeks grant requests from area non-profit organizations: Grants available up to $2,500 each
Livonia, MI (June 18, 2024) – Michigan’s Metro West Chapter of Credit Unions is inviting non-profit organizations to apply for financial grants of up to $2,500 to support local community improvement activities. The money must be used to benefit the communities of Monroe, Washtenaw and/or Wayne counties. This year the Chapter will award a total of at least $20,250. Non-profit organizations that did not receive a grant in 2023 are eligible to apply and must complete an onlin
Deleanna A.
Jun 18, 20241 min read
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