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Retirement Savings

Limited-Time Offer
4.03% APY* IRA CD

Take time to plan your next moves with our 7-month IRA CD.

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When Life Happens, PSCU is There with: â€‹

  • 7-Month Term

  • Traditional, Roth and Coverdell IRA Options

  • A $1,000 New Money Minimum to Open

Explore Your IRA CD Options:

Ready to get started? 
Visit a branch or call our contact center to learn more about our IRA CD options and get started today.

Traditional IRA

Traditional IRA’s offer tax-deferred earnings and the possibility for tax-deductible contributions to encourage saving for retirement.

Funds federally insured for $250,000 through NCUA

Features & Benefits

Monthly Fee

No monthly fee

All contributions are tax deferred until withdrawals are made on account

Additional deposits can be made into the CD throughout the term of the CD

Requirements

Basic Savings Account

No minimum age requirement

Qualified compensation

Roth IRA

Roth IRA are not tax deductible, earnings can be withdrawn tax-free, along with the money you contribute to the Roth IRA

Features & Benefits

Funds federally insured for $250,000 through NCUA

Monthly Fee

No monthly fee

Consult your financial advisor for more Roth IRA tax information

Requirements

Basic Savings Account

Qualified compensation

No minimum age requirement

MAGI Income Limits

Coverdell IRA

A Coverdell ESA is an Educational IRA designed to help you pay for your child’s educational expenses. Although your contributions aren’t tax deductible, this IRA offers you the potential for tax-free withdrawals, including earnings.

Features & Benefits

Funds federally insured for $250,000 through NCUA

Monthly Fee

No Monthly Fee

Consult your financial advisor for more Roth IRA tax information

Requirements

Savings Account

No minimum age requirement

Minimum Deposit of $25

Traditional IRA
Roth IRA
Coverdell
Become A Member!
Join us today and experience the benefits of being part of a credit union that’s dedicated to making your financial goals a reality.
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2012 Public Service Credit Union 
Our savings are federally insured to at least $250,000 and backed by the full faith of the United States Government. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.

Routing Number 272079487 | NMLS Number: 469775 | Privacy Notice

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