Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest interest rates and gives you the ability to borrow money for purchases. Here are seven things you can do to make sure your credit score stays healthy: 1. Pay back your debts on time. How you’ve repaid past debt is the most important factor (35%) in calculating your credit score. 2. Apply for new credit only when you ne

Whether you want to protect yourself against identity theft or just want to keep an eye on your credit score, it's smart for you to monitor your credit. Credit monitoring services let Detroit residents track their progress to better credit, make it easy to see if your score has been compromised, and go into any financial agreement knowing where you stand. If you've got questions like "how often should I check my credit?" or "how does credit monitoring work?" we're here to hel