RECREATIONAL LOANS
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Adventure-ready financing for life on the move.
Whether you're hitting the road, the water, or the trails, PSCU offers recreational loans to help you fund your next big journey. With flexible terms, competitive rates, and fast approvals, we make it easy to enjoy the ride.
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Secure financing for new or used recreational vehicles
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Competitive, fixed interest rates
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Flexible terms based on vehicle type up to 240 months
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Financing available up to 100% of the vehicle's value
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Simple, streamlined application process, online or in-branch
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No application fees
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Convenient payment options: online, by phone, or automatic transfers
Compare Our Recreational Loan Options
*APR = Annual Percentage Rate. Qualified borrowers may receive a 0.75% APR reduction on eligible consumer loans with a minimum loan amount of $2,500. Offer excludes credit cards, indirect loans, mortgages, home equity loans, and Home Equity Lines of Credit (HELOCs). New loans only. Refinances of existing Public Service Credit Union loans are not eligible. A qualifying direct deposit with a minimum amount of $800 must be established prior to or within 30 days of the time of loan funding. Qualifying direct deposits include payroll, pension, or government benefits. Transfers between accounts do not qualify. All loans are subject to credit approval, membership eligibility, and program requirements. Rates are based on creditworthiness, term, collateral, and amount financed. Promotion is subject to change or end without notice. Federally insured by NCUA. Equal Housing Opportunity.
Frequently Asked Questions
What types of recreational vehicles can I finance with PSCU?
PSCU offers recreational loan options for boats, motorcycles, RVs, travel trailers, ATVs, UTVs, jet skis, snowmobiles, and other eligible recreational vehicles.
Does PSCU finance both new and used recreational vehicles?
Yes. PSCU offers financing for new and used recreational vehicles, including eligible boats, motorcycles, RVs, travel trailers, and powersports vehicles.
How long are PSCU recreational loan terms?
PSCU recreational loan terms vary based on the type of vehicle. Some larger recreational vehicles, such as boats, RVs, and certain motorcycles, may qualify for terms up to 240 months, while other powersports vehicles may have shorter available terms.
Can I get a boat loan from PSCU?
Yes. PSCU offers boat loans for eligible new and used boats, including pontoons and personal watercraft. Boat financing may include competitive rates, flexible terms, and financing up to 100% of the vehicle’s value for qualified borrowers.
Does PSCU offer motorcycle, RV, and powersports loans?
Yes. PSCU offers motorcycle loans, RV and travel trailer loans, and powersports financing for vehicles such as ATVs, UTVs, jet skis, and snowmobiles. Loan availability, rates, terms, and approval depend on creditworthiness, collateral, and program requirements.