Home Equity Loans Detroit | PSCU | Michigan Credit Union
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HOME EQUITY LOANS

Unlock the value of your home with our flexible Home Equity Loans. 

Whether you need funds for home improvements, education, travel, or unexpected expenses, we offer tailored solutions designed to fit your lifestyle.

 

  • Simple, fast application process

  • Instant appraisal options

  • Flexible financing: choose between fixed-term loans or revolving lines of credit

  • No application fees

  • Convenient payment options: online, by phone, or automatic payments

  • Lower interest rates than many unsecured loans

  • Borrow from $10,000 up to $250,000

  • Borrow up to 90% loan-to-value (LTV) — that means up to 90% of your home’s value

  • Available for Michigan properties only

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Compare Our Home Equity Options

What are the benefits of a home equity loan?

A home equity loan lets you use the value you’ve built in your home to access cash for important needs like renovations, education, consolidating debt, and more. With predictable payments and often lower rates than credit cards or personal loans, it’s a smart way to borrow.

 

Here are a few benefits:

  • Lower interest rates compared to most credit cards or personal loans.

  • Fixed monthly payments that make budgeting easier.

  • Flexibility in how you use the money, from remodeling your home, covering college tuition, paying medical bills, or consolidating higher-interest debt.

  • Boosts your home’s value if you use it for renovations or repairs.

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Learn more with Benefits of a Home Equity Loan in Michigan This Fall

FAQ

Want to learn more about the best home equity loans in Detroit? Read our home equity guide here.​

Luxury Modular Homes

Looking for a place to call home?

Explore our Mortgage options to find the perfect fit for your budget lifestyle!

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Routing Number 272079487 NMLS Number: 469775

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2024 Public Service Credit Union. Federally Insured by the NCUA. Equal Housing Employer.

COPYRIGHT 2012 PUBLIC SERVICE CREDIT UNION

Our savings are federally insured to at least $250,000 and backed by the full faith of the United States Government. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.

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