Have questions about your stimulus check or the latest information regarding this new bill? Visit our "COVID-19 Information Page" to see our FAQs.
Please note that we cannot give the status of stimulus checks over the phone.
Locations and Hours Rates 734-641-8400 FAQs Routing: 272079487
Savings Rates Effective April 1st, 2021
Account | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
Regular Savings/Club Accounts | 0.01% | 0.01% | Monthly |
Direct Advantage Plus Checking Account | 1.00% | 1.00% | Monthly |
IRA Accounts $100.01-$2500 | 0.05% | 0.05% | Quarterly |
IRA Accounts $2,500-$25,000 | 0.20% | 0.21% | Quarterly |
IRA Accounts $25,000.01-$100,000 | 0.25% | 0.26% | Quarterly |
IRA Accounts $100,000.01-$250,000 | 0.30% | 0.31% | Quarterly |
IRA Accounts $250,000.01-$500,000) | 0.40% | 0.41% | Quarterly |
IRA Accounts $500,000.01+ | 0.50% | 0.51% | Quarterly |
Money Market $100.01-$2500.00 | 0.05% | 0.05% | Quarterly |
Money Market $2,500-$25,000 | 0.05% | 0.05% | Quarterly |
Money Market $25,000.01-$100,000 | 0.10% | 0.10% | Quarterly |
Money Market $100,000.01-$250,000 | 0.15% | 0.15% | Quarterly |
Money Market $250,000.01-$500,000 | 0.25% | 0.25% | Quarterly |
Money Market $500,000.01+ | 0.35% | 0.35% | Quarterly |
Grow with Me CD/Save to Win CD (minimum $25) | 0.50% | 0.50% | Quarterly |
Jumbo CD (3 mos) Minimum $250K | 0.30% | 0.30% | Annually |
Jumbo CD (3 mos) Minimum $500K | 0.45% | 0.45% | Annually |
Jumbo CD (3 mos) Minimum $1M | 0.60% | 0.60% | Annually |
Jumbo CD (3 mos) Minimum $3M-Maximum $6M | 0.60% | 0.60% | Annually |
Relationship CD | 0.60% | 0.60% | Annually |
CD Special | 0.75% | 0.75% | Annually |
CD: Tier I (MINIMUM $500) | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
6 MOS | 0.15% | 0.15% | Annually |
12 MOS | 0.18% | 0.18% | Annually |
18 MOS | 0.23% | 0.23% | Annually |
24 MOS | 0.31% | 0.31% | Annually |
36 MOS | 0.44% | 0.44% | Annually |
48 MOS* | 0.46% | 0.46% | Annually |
60 MOS* | 0.50% | 0.50% | Annually |
CD: Tier II (Minimum $10,000) | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
6 MOS | 0.15% | 0.15% | Annually |
12 MOS | 0.18% | 0.18% | Annually |
18 MOS | 0.23% | 0.23% | Annually |
24 MOS | 0.31% | 0.31% | Annually |
36 MOS | 0.44% | 0.44% | Annually |
48 MOS* | 0.46% | 0.46% | Annually |
60 MOS* | 0.50% | 0.50% | Annually |
CD: Tier III (Minimum $50,000) | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
6 MOS | 0.15% | 0.15% | Annually |
12 MOS | 0.18% | 0.18% | Annually |
18 MOS | 0.23% | 0.23% | Annually |
24 MOS | 0.31% | 0.31% | Annually |
36 MOS | 0.44% | 0.44% | Annually |
48 MOS* | 0.46% | 0.46% | Annually |
60 MOS* | 0.50% | 0.50% | Annually |
CD: Tier IV (Minimum $100,000) | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
6 MOS | 0.18% | 0.18% | Annually |
12 MOS | 0.21% | 0.21% | Annually |
18 MOS | 0.27% | 0.27% | Annually |
24 MOS | 0.35% | 0.35% | Annually |
36 MOS | 0.48% | 0.48% | Annually |
48 MOS* | 0.51% | 0.51% | Annually |
60 MOS* | 0.55% | 0.55% | Annually |
CD: Tier V (Minimum $250,000) | Rate | APY (annual percentage yield) | Dividends Paid |
|---|---|---|---|
6 MOS | 0.21% | 0.21% | Annually |
12 MOS | 0.26% | 0.26% | Annually |
18 MOS | 0.33% | 0.33% | Annually |
24 MOS | 0.40% | 0.40% | Annually |
36 MOS | 0.53% | 0.53% | Annually |
48 MOS* | 0.56% | 0.56% | Annually |
60 MOS* | 0.60% | 0.60% | Annually |
APY = Annual Percentage Yield Fees may reduce the earnings on your account. Monthly Rates listed above are the rates paid last quarter/month. Rates are subject to change at any time. Certificates will automatically renew at maturity unless redeemed. The renewed certificate will earn the current rate at the time of renewal.
* Product features a great “Step Up” feature where you can adjust your interest rate if it goes up. Ask your rep for details!
**Current CD Special will roll at maturity to a 24 month CD and fall in the tier based on it's balance at maturity. 365 day penalty for early withdrawal applies.
Loan Rates Effective April 1st, 2021
Loan Type | Term | APR as low as* |
|---|---|---|
New Vehicle | UP TO 72 MOS(2016 and newer) | 2.74% |
UP TO 84 MOS
(2019 and newer) | 3.74% | |
Used Vehicle | UP TO 72 MOS(2016 and newer) | 2.74% |
UP TO 84 MOS
(2019 and newer) | 3.74% | |
Personal Powersports and Small Boats | UP TO 60 MOS | 4.49% |
61-180 MOS | 4.24% | |
180-240 MOS | 3.99% | |
Boats > 18�, Motor Homes, Fifth Wheels, Travel Trailers & Harley Davidson Motorcycles | UP TO 84 MOS ($5K MIN) | 4.99% |
UP TO 120 MOS ($25K MIN) | 4.74% | |
UP TO 180 MOS ($50K MIN) | 4.49% | |
Mortgage | Up to 30 Year Fixed | Daily rates vary |
Home Equity* (up to 180 mos) | Up to 80% LTV* | 5.00% |
Up to 90% LTV* | 5.75% | |
Variable Rate HE/HELOC | Up to 80% LTV* | 3.49% |
Up to 90% LTV* | 3.74% | |
Anyday/Next Gen Line of Credit | --- | 7.00% |
Anyday Everyday Loan
(for when life happens) | up to 36 mos | 7.25% |
up to 48 mos | 7.50% | |
up to 60 mos | 8.00% |
* Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR). LTV= Loan to value is the percentage of equity value PSCU will lend, using your home as collateral. Home Equity and HELOC based on LTV ratio and are not credit based. ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE