Consumer Loans
Banking is Better When It's Personal
Get our .75% discount* on qualifying loans when paired with $800 in Direct Deposit with your Checking Account.
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When Life Happens, PSCU is There with:
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Competitive Rates
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Easy Online Application
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Flexible Term Options
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Online Bill Pay
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Loans to Fit Your Goals
Use your discount on these qualifying loans:
Loan Types
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The calculators on this website are being provided for educational purposes only.
The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member's eligibility or terms for a specific product or service.
Public Service Credit Union is not responsible for the content, results, or accuracy of the information on the calculators.
The calculations are hypothetical examples designed to illustrate the impact compounding can have.
The examples are not representative of any investment class or specific security.
*APR = Annual Percentage Rate. Qualified borrowers may receive a 0.75% APR reduction on eligible consumer loans with a minimum loan amount of $2,500. Offer excludes credit cards, indirect loans, mortgages, home equity loans, and Home Equity Lines of Credit (HELOCs). New loans only. Refinances of existing Public Service Credit Union loans are not eligible. A qualifying direct deposit with a minimum amount of $800 must be established prior to or within 30 days of the time of loan funding. Qualifying direct deposits include payroll, pension, or government benefits. Transfers between accounts do not qualify. All loans are subject to credit approval, membership eligibility, and program requirements. Rates are based on creditworthiness, term, collateral, and amount financed. Promotion is subject to change or end without notice. Federally insured by NCUA. Equal Housing Opportunity.