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Consumer Loans

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Competitive Rates
Easy Online Application
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Establish Credit History
Flexible Term Options
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Online Bill Payment
Variety of Loan Products

Loan Types

Auto Loan

Considering purchasing a new or used vehicle?


Want to lower your current car payment and save money from another financial institution?

Member First Mortgage

Mortgage loans offered through our partnership with

Member First Mortgage.

We offer mortgage loans for as few as seven years and up to thirty years!

Personal Loan

Need funds for a 

debt consolidation, dream vacation,

car repairs, school expenses,

or any other life event?

Minimum loan amount of $500

can get you started today!

Home Equity Loans

Have home repairs, remodel project, or unexpected expense?

Utilize the equity you've earned in your home with our flexible Home Equity Loan and HELOC options!

Next Gen Loans

Young adults and students can begin their finance journey while building

their credit history the responsible way.

Recreational Loans

Finance or Refinance your fun up to a competitive term of 240 months* !


Whether it is that boat, trailer, RV, Fifth Wheel, or Motorcycle,

PSCU is here to assist you with you adventure!

Apply for a Credit Card

Choosing the right credit card is easier than ever!


Zero Fraud Liability


Cash Back Reward


Digital banking

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Loan Calculator 

The calculators on this website are being provided for educational purposes only.

The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member's eligibility or terms for a specific product or service.

Public Service Credit Union is not responsible for the content, results, or accuracy of the information on the calculators.

The calculations are hypothetical examples designed to illustrate the impact compounding can have.

The examples are not representative of any investment class or specific security.

Loan Calculator
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