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Certificate of Deposit (CD)

PSCU's CD Accounts Provide Maximum Flexibility

Our range of flexible-term certificates of deposit let you earn a steady rate. Choose the CD that is suited the best for your needs.

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Low minimum deposit requirement

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Higher Dividends

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Federally insured by the NCUA

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Flexible deposits throughout the year

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Low Interest loan opportunities by using CD funds as collateral

 
 
 

Term Options

CD
6 month
CD
36 month
CD
12 month
CD
48 month
CD
18 month
CD
60 month
CD
24 month

CD - Tier CD

CD accounts allow members to save and earn money by locking funds in with a fixed maturity date at a higher fixed interest rate

Provides low interest loan opportunities by using CD funds as collateral for Certificate Pledge Loans

Monthly Fee

Features & Benefits

6 month - 60 month term

No Monthly Fee

1x bump feature allows members with long-term CDs to benefit in a rising rate market

Requirements

Savings

Minimum Deposit of $500

CD - Grow With Me

Our Grow With Me CD is designed to give children a financial head start by saving which will help when it comes time for them to be financially independent.

Features & Benefits

12 month term

Dividends paid quarterly*

Monthly Fee

No monthly fee

Additional deposits can be made into the CD throughout the term of the CD

Requirements

Smart Kids or

Smart Start Savings Account

Minimum Deposit of $25

CD - Save To Win

A 12-month Certificate of Deposit (CD) designed for members to save their money by offering a low minimum balance with a higher interest rate and the potential to earn prizes for their savings activity.
You can earn a chance to win prizes throughout your CD term.

Features & Benefits

12 month term

Every qualifying deposit of at least $25 into your STW is an entry into a drawing where you'll have a chance to win monthly and quarterly prizes*

Monthly Fee

No Monthly Fees

Dividends paid quarterly*

Monthly and Quarterly Drawings with prizes up to $5,000*

Requirements

Must be 18 years or older

Savings Account

Minimum Deposit of $25

Additional deposits can be made into the CD throughout the term of the CD

CD - Jumbo CD

A 90-day CD designed to provide higher dividend rates for higher minimum balance. 

Features & Benefits

90 day month term

Monthly Fee

No Monthly Fees

Dividends paid quarterly*

Requirements

Savings Account

Minimum deposit of $250,000 ; Maximum deposit of $6 million

CD - Relationship CD

A specialty CD product designed to provide higher dividend rates to members that utilized other PSCU products

Features & Benefits

18 month term

Monthly Fee

No Monthly Fees

Dividends paid quarterly*

Requirements

Direct Advantage Savings or

Direct Advantage Plus Savings

Direct Deposit of at least $800 or $5000 loan balance

Minimum Deposit of $500 ; Maximum deposit of $10,000