PSCU's CD Accounts Provide Maximum Flexibility
Our range of flexible-term certificates of deposit let you earn a steady rate. Choose the CD that is best suited for your needs.
Low minimum deposit requirement
Higher Dividends
Federally insured by the NCUA
Flexible deposits throughout the year
Low Interest loan opportunities by using CD funds as collateral
Quick Access
CD Specials
Term Options
CD
6 month
CD
36 month
CD
12 month
CD
48 month
CD
18 month
CD
60 month
CD
24 month
CD - Tier CD
CD accounts allow members to save and earn money by locking funds in with a fixed maturity date at a higher fixed interest rate
Provides low interest loan opportunities by using CD funds as collateral for Certificate Pledge Loans
Monthly Fee
Features & Benefits
6 month - 60 month term
No Monthly Fee
1x bump feature allows members with long-term CDs to benefit in a rising rate market
Requirements
Savings
Minimum Deposit of $500
CD - Grow With Me
Our Grow With Me CD is designed to give children a financial head start by saving which will help when it comes time for them to be financially independent.
Features & Benefits
12 month term
Dividends paid quarterly*
Monthly Fee
No monthly fee
Additional deposits can be made into the CD throughout the term of the CD
Requirements
Smart Kids or
Smart Start Savings Account
Minimum Deposit of $25
CD - Save To Win
A 12-month Certificate of Deposit (CD) designed for members to save their money by offering a low minimum balance with a higher interest rate and the potential to earn prizes for their savings activity.
You can earn a chance to win prizes throughout your CD term.
Features & Benefits
12 month term
Every qualifying deposit of at least $25 into your STW is an entry into a drawing where you'll have a chance to win monthly and quarterly prizes*
Monthly Fee
No Monthly Fees
Dividends paid quarterly*
Monthly and Quarterly Drawings with prizes up to $5,000*
Requirements
Must be 18 years or older
Savings Account
Minimum Deposit of $25
Additional deposits can be made into the CD throughout the term of the CD
CD - Jumbo CD
A 90-day CD designed to provide higher dividend rates for higher minimum balance.
Features & Benefits
90-day term
Monthly Fee
No Monthly Fees
Dividends paid quarterly*
Requirements
Savings Account
Minimum deposit of $250,000 ; Maximum deposit of $6 million
CD - Relationship CD
A specialty CD product designed to provide higher dividend rates to members that utilized other PSCU products
Features & Benefits
18 month term
Monthly Fee
No Monthly Fees
Dividends paid quarterly*
Requirements
Direct Advantage Savings or
Direct Advantage Plus Savings
Direct Deposit of at least $800 or $5000 loan balance
Minimum Deposit of $500 ; Maximum deposit of $10,000