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SAVINGS ACCOUNTS

Simple savings that grow with you!

Saving should feel achievable, not overwhelming, which is why our savings accounts make it easy to build healthy habits with simple access, competitive dividends, and digital tools for everyday goals.

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  • Earn dividends on your balance

  • Low minimum balance to get started

  • 24/7 access through online and mobile banking

  • Free e-Statements​

  • Set up automatic or recurring transfers

  • Insured by the NCUA up to $250,000

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Kids

Compare Our Savings Accounts

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Couple Outdoors

Basic Savings

Save for what’s next!

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  • $25 minimum to open

  • $50 minimum balance

    • $5 monthly fee if balance falls below $50

  • Earn dividends with a $100 minimum balance.

    • Dividends are calculated on the average daily balance and paid quarterly. 

Smiling Young Woman
Smart Woman

Direct Advantage Savings

Build savings at your own pace

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  • No minimum balance requirement

    • Minimum direct deposit of $800 per month​

  • No monthly maintenance fees​​

  • Free Notary Services

  • Eligible for Direct Advantage Checking

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Friends
Happy Friends

Direct Advantage Plus Savings

Set aside funds for your goals

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  • No minimum balance requirement

    • Minimum direct deposit of $1500 per month​

  • No monthly maintenance fees​​

  • Free Notary Services

  • Eligible for Direct Advantage Plus Checking

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Next Gen Savings

Savings made easy for young adults.

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  • No monthly fees

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Library

Smart Start Savings

Great first step into everyday savings. 

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  • No monthly fees​​

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Visit one of our branches to open a youth account today!

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Money Market

Earn dividends with flexibility and easy access to your savings.​

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  • No minimum balance requirement​​

  • No withdrawal fee

  • Earn dividends with a $100 minimum balance.

    • Dividends are calculated on the average daily balance and paid quarterly. â€‹

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Certificate of Deposit

Fixed-rate savings for guaranteed growth.

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  • Earns higher dividends than a standard savings account

  • Fixed dividend rate for the full term

  • Flexible term options available​​

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Individual Retirement Accounts

Savings options designed to support retirement and education goals.

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  • Traditional IRA

  • Roth IRA

  • Coverdell Education Savings Account

  • Flexible contribution options

  • Long-term savings potential

  • Federally insured deposits​​

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Club 

Set money aside for holidays, vacations, or short-term goals with flexible club savings options.

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  • Christmas Club

  • Vacation Club

  • Temporary Club

  • No minimum balance required

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Round Up

Save automatically with every purchase.

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  • No monthly minimum balance

  • Choose round-ups to $1, $5, or $10

  • Automatic savings with every debit purchase

  • Must have a PSCU checking account with debit card

Need Extra Funds?

Whether it’s for home improvements, debt consolidation, or unexpected expenses, we’ve got a loan for that!

Become A Member!
Join us today and experience the benefits of being part of a credit union that’s dedicated to making your financial goals a reality.
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2012 Public Service Credit Union 
Our savings are federally insured to at least $250,000 and backed by the full faith of the United States Government. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.

Routing Number 272079487 | NMLS Number: 469775 | Privacy Notice

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