
SAVINGS ACCOUNTS
Simple savings that grow with you!
Saving should feel achievable, not overwhelming, which is why our savings accounts make it easy to build healthy habits with simple access, competitive dividends, and digital tools for everyday goals.
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Earn dividends on your balance
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Low minimum balance to get started
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24/7 access through online and mobile banking
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Free e-Statements​
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Set up automatic or recurring transfers
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Insured by the NCUA up to $250,000

Compare Our Savings Accounts

Basic Savings
Save for what’s next!
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$25 minimum to open
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$50 minimum balance
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$5 monthly fee if balance falls below $50
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Earn dividends with a $100 minimum balance.
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Dividends are calculated on the average daily balance and paid quarterly.
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Direct Advantage Savings
Build savings at your own pace
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No minimum balance requirement
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Minimum direct deposit of $800 per month​
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No monthly maintenance fees​​
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Free Notary Services
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Eligible for Direct Advantage Checking

Direct Advantage Plus Savings
Set aside funds for your goals
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No minimum balance requirement
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Minimum direct deposit of $1500 per month​
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No monthly maintenance fees​​
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Free Notary Services
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Eligible for Direct Advantage Plus Checking

Next Gen Savings
Savings made easy for young adults.
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No monthly fees

Smart Start Savings
Great first step into everyday savings.
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No monthly fees​​
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Visit one of our branches to open a youth account today!

Money Market
Earn dividends with flexibility and easy access to your savings.​
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No minimum balance requirement​​
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No withdrawal fee
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Earn dividends with a $100 minimum balance.
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Dividends are calculated on the average daily balance and paid quarterly. ​
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Certificate of Deposit
Fixed-rate savings for guaranteed growth.
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Earns higher dividends than a standard savings account
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Fixed dividend rate for the full term
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Flexible term options available​​
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Individual Retirement Accounts
Savings options designed to support retirement and education goals.
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Traditional IRA
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Roth IRA
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Coverdell Education Savings Account
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Flexible contribution options
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Long-term savings potential
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Federally insured deposits​​

Club
Set money aside for holidays, vacations, or short-term goals with flexible club savings options.
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Christmas Club
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Vacation Club
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Temporary Club
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No minimum balance required

Round Up
Save automatically with every purchase.
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No monthly minimum balance
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Choose round-ups to $1, $5, or $10
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Automatic savings with every debit purchase
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Must have a PSCU checking account with debit card
