WHAT SAVINGS PRODUCT IS BEST FOR YOU?

CONVENIENCE

Basic Savings and Checking Accounts are ideal if you need quick and easy access to manage your savings account. It can also be used for overdraft protection when tied to your Public Service Credit Union checking account.

RETIREMENT

SAFE INVESTMENT

Individual Retirement Accounts are ideal when you want to save for retirement. There are three types of IRAs—Traditional, Roth, and Rollover—each with different tax saving advantages.

Certificates of Deposit are ideal if you are looking for a way to safely invest as little as $500 for a minimum of 6 months and want a guaranteed rate of return on your investment.

HIGHER INTEREST

Money Market Accounts are ideal if you can maintain a minimum monthly account balance of $2,500 and you want to earn more interest than what a regular savings account offers.

HOLIDAY SAVINGS

VACATION SAVINGS

Holiday Club Accounts are ideal if you want to stop worrying about having enough money to buy gifts for friends and family and are tired of using high-interest credit cards for holiday purchases. 

Vacation Club Accounts are ideal if you are looking for a convenient way to save for vacation. With direct deposit, you can have a set amount distributed to your account each pay period and be a jet-setter in no time.

DIRECT ADVANTAGE PLUS CHECKING ACCOUNTS

Direct Advantage Plus Checking Accounts make it easy to earn money while still having full access to your account. If you have at least $1500 in direct deposit, use your debit card 10+ times a month and have eStatements, then you can take advantage of our DA+ checking account. This means your money will earn an attractive interest rate on balances of up to $10,000, 10 free out of network ATM transactions, and FREE identity theft protection! That's money makin' money, baby! To learn more, simply talk to a member service representative.

DEBIT CARDS

Debit Cards We make access to your money easy with a Public Service Credit Union debit card. Need a new card quick? We also offer instant issue debit cards at select locations (Romulus, Trenton and Cadillac). 

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If you already have a debit card, you can also customize it with your own image and pick it up at one of our instant issue locations. Simply click here to get started.