WHAT SAVINGS PRODUCT IS BEST FOR YOU?
CONVENIENCE
Basic Savings and Checking Accounts are ideal if you need quick and easy access to manage your savings account. It can also be used for overdraft protection when tied to your Public Service Credit Union checking account. Compare checking accounts here.
RETIREMENT
SAFE INVESTMENT
Individual Retirement Accounts are ideal when you want to save for retirement. There are three types of IRAs—Traditional, Roth, and Rollover—each with different tax saving advantages.
Certificates of Deposit are ideal if you are looking for a way to safely invest as little as $500 for a minimum of 6 months and want a guaranteed rate of return on your investment.
HIGHER INTEREST
Money Market Accounts are ideal if you can maintain a minimum monthly account balance of $2,500 and you want to earn more interest than what a regular savings account offers.
CLUB SAVINGS
ROUND UP SAVINGS
Holiday and Vacation Club Accounts are ideal if you want to stop worrying about having enough money to buy gifts for friends and family or go on vacation and are tired of using high-interest credit cards. Save a little every month and use it when you're ready!
You can choose to opt into our new Round Up program by following this link. Once you sign up, every debit card purchase will be automatically rounded up to the nearest dollar, five dollars or ten dollars (depending on your preference). That change will then be deposited into a savings club account just for you.
DIRECT ADVANTAGE PLUS CHECKING ACCOUNTS
Direct Advantage Plus Checking Accounts make it easy to earn money while still having full access to your account. If you have at least $1500 in direct deposit, use your debit card 10+ times a month and have eStatements, then you can take advantage of our DA+ checking account. This means your money will earn an attractive interest rate on balances of up to $10,000, 10 free out of network ATM transactions, and FREE identity theft protection! That's money makin' money, baby! To learn more, simply talk to a member service representative. If you have a DA+ account and need to enroll in your identity theft, click here.
DEBIT CARDS
Debit Cards We make access to your money easy with a Public Service Credit Union debit card. Need a new card quick? We also offer instant issue debit cards at select locations (Romulus, Trenton, Redford South, Southfield and Cadillac).
If you already have a debit card, you can also customize it with your own image and pick it up at one of our instant issue locations. Simply click here to get started.