*APR = Annual Percentage Rate. Qualified borrowers may receive a 0.75% APR reduction on eligible consumer loans with a minimum loan amount of $2,500. Offer excludes credit cards, indirect loans, mortgages, home equity loans, and Home Equity Lines of Credit (HELOCs). New loans only. Refinances of existing Public Service Credit Union loans are not eligible. A qualifying direct deposit with a minimum amount of $800 must be established prior to or within 30 days of the time of loan funding. Qualifying direct deposits include payroll, pension, or government benefits. Transfers between accounts do not qualify. All loans are subject to credit approval, membership eligibility, and program requirements. Rates are based on creditworthiness, term, collateral, and amount financed. Promotion is subject to change or end without notice. Federally insured by NCUA. Equal Housing Opportunity.