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FIRST TIME LOANS
Begin your financial journey
with PSCU!
We understand the importance of your financial journey, independence, and goals. Whether its your first car purchase or line of credit, PSCU is here to help our young adults along the way to financial freedom. ​​
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We offer a variety of benefits designed to make the process simple and affordable:
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Low Payments
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Competitive Rates
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Financial Education
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Establishing Credit
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Easy Online Application
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No Application or Processing Fee
Explore First Time Loan Options
Disclosures
First Time Auto Buyers
*APR=Annual Percentage Rate. Minimum security deposit of $500 or 10% required. Auto Pay or ACH required. Maximum loan amount is $18,000. Vehicles must be no more than 7 years old with less than 85,000 miles and be insured. Applicants must be employed with verifiable income. For qualified buyers only. Not all applicants will qualify.
Next Gen Line of Credit
**Must be at least 18 years of age. Must meet lending guidelines to qualify for new loans. Must have verifiable income.
No credit history or co-signer required. All loans subject to credit approval and underwriting. Not all members will qualify.