

Take control of your debt, one step at a time.
Combine multiple high-interest debts like credit cards, medical bills, or personal loans into one easy, affordable monthly payment. With PSCU’s debt consolidation options, you can reduce your interest rate, save money, and breathe easier.
​
-
One manageable monthly payment
-
Lower interest rates than most credit cards
-
Pay off debt faster
-
Reduce financial stress
-
Improve your credit score with on-time payments
-
Fixed terms and predictable payments
-
No application fees
-
Multiple options available

2026 Public Service Credit Union | Routing Number 272079487 | NMLS Number: 469775 | Privacy Notice
*APR=Annual Percentage Rate. All loans are subject to credit approval, loan terms and conditions, membership requirements, and program limitations. Rates, terms, and conditions are subject to change at any time. Additional restrictions may apply. Rates based on credit history, term, security, and amount borrowed. Membership eligibility required.
Which Debt-Consolidation Loan Is Right for You?
The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member's eligibility or terms for a specific product or service. Public Service Credit Union is not responsible for the content, results, or accuracy of the information on the calculators. The calculations are hypothetical examples designed to illustrate the impact compounding can have. The examples are not representative of any investment class or specific security.






