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Important information about Economic Impact Payments
The U.S. Federal Government began delivering additional "Economic Impact Payments" to eligible Americans. These direct cash payments to individuals and families are for financial relief during the coronavirus pandemic, and are sometimes referred to as "stimulus checks."
Here are a few things to keep in mind:
The Internal Revenue Service (IRS) is responsible for the timing, amount and distribution of these payments, and has stated that payments will be sent in waves over the course of multiple weeks beginning the weekend of March 13th.
The IRS will distribute payments using the information that the IRS has on file for each eligible individual or family.
The IRS will distribute payments using the information that the IRS has on file for each eligible individual or family. For most of the recipients, payments will be deposited directly into the same bank account that they have most recently used to receive a tax refund or monthly Social Security payment.
Direct deposits are posted for open accounts on the effective date set by the Treasury.
Banks and Credit Unions cannot and do not provide personal account or address information to the IRS.
Here are answers to questions you have and tools you can use
Am I eligible, and when will my payment arrive? Contact the IRS.
The IRS Get my Payment website can provide you information about the status of your payment, payment type (direct deposit or paper check) and how to set up a direct deposit if available.
If you're receiving your payment through direct deposit:
Monitor your account and take care of everyday banking needs using our digital tools
The description of the deposit in your account will include the word "IRS." Keep in mind, the IRS is using the same description for both the stimulus payment and income tax refund.
If you're receiving your payment through paper check:
Download our Mobile Banking app in the app, you can deposit a paper check without leaving your home via Remote Deposit Capture.
How can I access and use my funds quickly? Use your debit card to pay and get cash
Use your debit card to make purchases and withdraw cash from one of our ATMs.
You can check your balance, send money to friends and family and pay bills using our Mobile app.
Please expect longer lines at available drive thrus as we ensure physical distancing and other safety measures to protect our members and staff.
I have questions about the amount of my payment. Who can help me?
Visit the IRS website for information regarding eligibility, requesting, calculating and receiving payments.
You can check status of your payment, payment type (direct deposit or paper check) and how to set up a direct deposit if available at the IRS Get my Payment website.
Our credit union and call center will not have information on Economic Impact Payment eligibility, timing or distribution. These payments are decided and distributed solely by the IRS.
What can I do to help protect against fraud? Take these steps.
Check the IRS website for information about your payment status and account information.
Make sure your contact information is accurate in your account.
Set up security and account alerts.
Remember, if we need to reach out to you, we'll NEVER ask for personal or financial information or an access code through email, text, or unsolicited calls.