Youth Accounts

PSCU’s Youth Accounts

Its never too late to start your financial journey.

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Options for ages 0-24

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Federally insured by the NCUA

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Debit Card Eligible for select Accounts

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“Grow with Me” Certificate of Deposit

Savings Accounts

Smart Kids Savings

Smart Kids Savings are designed for children to have fun while learning about money, savings, and the importance of financial education.

Features & Benefits

No monthly minimum balance required

Dividends*

Monthly Fee

No monthly fee

Special "Grow With Me" CD

Requirements

Ages 0-13

$25 required for account opening

Free 24/7 account access via Mobile, Online, and Telephone Banking

Smart Start Savings

SmartStart Savings are accounts are designed for teenagers to learn the importance of savings and financial education. We offers many opportunities for our student members.

Features & Benefits

No monthly minimum balance required

Dividends*

Monthly Fee

No monthly fee

Special "Grow With Me" CD

Requirements

Age 14-17

$25 required for account opening

Eligible for a Checking Account with a free Debit Card

Next Gen Savings

Next Gen savings accounts are designed specifically for young adults, this program gives NextGen members many options to keep their finances in check.

Eligible for a Checking Account with a free Debit Card

Features & Benefits

No monthly minimum balance required

Monthly Fee

No Monthly Fees

Free 24/7 account access via Mobile, Online, and Telephone Banking

Dividends*

Requirements

Age 18-24

$25 required for account opening.

Great first time loan opportunities (Next Gen Line of Credit, First Time Auto Buyers Program)

Checking Accounts

Smart Start Checking

SmartStart Checking accounts are designed for teenagers to learn the importance of savings and financial education. 

Features & Benefits

No monthly minimum balance required

E-statements

Monthly Fee

No Monthly Fee

Free Initial Debit Card

24/7 access with Mobile, Home, Telephone Banking

Requirements

Age 14-17

Smart Start Savings Account

Access to 30,000 surcharge-free ATMs

$25 required for account opening.

Next Gen Checking

Next Gen Checking accounts are designed specifically for young adults, this program gives NextGen members many options to keep their finances in check.

Features & Benefits

No monthly minimum balance required

Free Initial Debit Card

Access to 30,000 surcharge-free ATMs

Monthly Fee

No Monthly Fee

Eligible for Courtesy Pay

Overdraft Protection

Remote Deposit Capture

Requirements

Ages 18-24

Next Gen Savings Account

E-statements

Free Bill Pay*

P2P Payments

$25 required for account opening.