PSCU’s Youth Accounts
Its never too late to start your financial journey.
Options for ages 0-24
Federally insured by the NCUA
Debit Card Eligible for select Accounts
“Grow with Me” Certificate of Deposit
Savings Accounts
Smart Kids Savings
Smart Kids Savings are designed for children to have fun while learning about money, savings, and the importance of financial education.
Features & Benefits
No monthly minimum balance required
Dividends*
Monthly Fee
No monthly fee
Special "Grow With Me" CD
Requirements
Ages 0-13
$25 required for account opening
Free 24/7 account access via Mobile, Online, and Telephone Banking
Smart Start Savings
SmartStart Savings are accounts are designed for teenagers to learn the importance of savings and financial education. We offers many opportunities for our student members.
Features & Benefits
No monthly minimum balance required
Dividends*
Monthly Fee
No monthly fee
Special "Grow With Me" CD
Requirements
Age 14-17
$25 required for account opening
Eligible for a Checking Account with a free Debit Card
Next Gen Savings
Next Gen savings accounts are designed specifically for young adults, this program gives NextGen members many options to keep their finances in check.
Eligible for a Checking Account with a free Debit Card
Features & Benefits
No monthly minimum balance required
Monthly Fee
No Monthly Fees
Free 24/7 account access via Mobile, Online, and Telephone Banking
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Dividends*
Requirements
Age 18-24
$25 required for account opening.
Great first time loan opportunities (Next Gen Line of Credit, First Time Auto Buyers Program)
Checking Accounts
Smart Start Checking
SmartStart Checking accounts are designed for teenagers to learn the importance of savings and financial education.
Features & Benefits
No monthly minimum balance required
E-statements
Monthly Fee
No Monthly Fee
Free Initial Debit Card
24/7 access with Mobile, Home, Telephone Banking
Requirements
Age 14-17
Smart Start Savings Account
Access to 30,000 surcharge-free ATMs
$25 required for account opening.
Next Gen Checking
Next Gen Checking accounts are designed specifically for young adults. This program gives NextGen members many options to keep their finances in check.
Features & Benefits
No monthly minimum balance required
Free Initial Debit Card
Access to 30,000 surcharge-free ATMs
Monthly Fee
No Monthly Fee
Eligible for Courtesy Pay
Overdraft Protection
Remote Deposit Capture
Requirements
Ages 18-24
Next Gen Savings Account
E-statements
Free Bill Pay*
P2P Payments
$25 required for account opening.