Begin your financial journey
with PSCU
We understand the importance of your financial journey, independence, and goals. Whether its your first car purchase or line of credit, PSCU is here to help our young adults along the way to financial freedom.
Low Payments
Competitive Rates
Financial Education
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Establishing Credit
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Easy Online Application
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No Application or Processing Fee
First Time Auto Buyers Loan
Our First Time Auto Buyers Program is designed for young adults and students to purchase their first vehicle independently. Get behind the wheel of a new or used car while establishing and building your credit history with PSCU. Your journey starts with your first mile!
10% security deposit converted to savings
Features & Benefits
No co-signer required
Requirements
Must be 18 years and older
No credit history required
Up to 60 months to repay
Next Gen Savings Account
Special GAP & MRC pricing
Features & Benefits
No co-signer required
Requirements
Must be 18 years and older
Next Gen Savings Account
Disclosures
First Time Auto Buyers
*APR=Annual Percentage Rate. Minimum security deposit of $500 or 10% required. Auto Pay or ACH required. Maximum loan amount is $18,000. Vehicles must be no more than 7 years old with less than 85,000 miles and be insured. Applicants must be employed with verifiable income. For qualified buyers only. Not all applicants will qualify.
Next Gen Line of Credit
Must be at least 18 years of age. Must meet lending guidelines to qualify for new loans. Must have verifiable income.
No credit history or co-signer required. All loans subject to credit approval and underwriting. Not all members will qualify.