College Students on Break

Next Gen Loans

Begin your financial journey
with PSCU

We understand the importance of your financial journey, independence, and goals. Whether its your first car purchase or line of credit, PSCU is here to help our young adults along the way to financial freedom. 

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Low Payments

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Competitive Rates

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Financial Education

Establishing Credit

Easy Online Application

No Application or Processing Fee

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First Time Auto Buyers Loan

Our First Time Auto Buyers Program is designed for young adults and students to purchase their first vehicle independently. Get behind the wheel of a new or used car while establishing and building your credit history with PSCU. Your journey starts with your first mile!

10% security deposit converted to savings

Features & Benefits

No co-signer required

Requirements

Must be 18 years and older

No credit history required

Up to 60 months to repay

Next Gen Savings Account

Special GAP & MRC pricing

Next Gen Line of Credit

Young adults can begin their finance journey while building their credit history the responsible way with a $250 line of credit. 

$250 credit limit

No credit history required

Features & Benefits

No co-signer required

Requirements

Must be 18 years and older

Next Gen Savings Account

Disclosures

First Time Auto Buyers

*APR=Annual Percentage Rate. Minimum security deposit of $500 or 10% required. Auto Pay or ACH required. Maximum loan amount is $18,000. Vehicles must be no more than 7 years old with less than 85,000 miles and be insured. Applicants must be employed with verifiable income. For qualified buyers only. Not all applicants will qualify.

Next Gen Line of Credit

Must be at least 18 years of age. Must meet lending guidelines to qualify for new loans. Must have verifiable income.

No credit history or co-signer required.  All loans subject to credit approval and underwriting. Not all members will qualify.