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Credit Unions Detroit: Saving and Checking

Because Public Service Credit Union Detroit is non-profit, we can offer you Savings and Checking accounts, with very minimal account balances. There's no pressure or extra fees if your account isn't rocking six figures. Now doesn't that sound good, someone looking out for you, the owner?  All accounts are insured by the NCUA for up to $250,000.

Smartkids Ages (0-13)

Smart Kids

Kids are never too young to start saving money. This is a fun way to learn about money and the importance of financial education. Check out all of the fun stuff available for your youngest members.


Smartkids Club Benefits

  • Smartkids Passbook
  • Sign up for special “Grow With Me” Certificates
  • Interactive Smartkids website with games, stories, calculators and more. You can write you own stories too! Click Here

     

Smartstart Ages (14-17)

Smart Start

You have a lot to learn during your teen years, let PSCU show you the importance of financial education. We offer lots of opportunities for our student members.


Smartstart Club Benefits:

  • Mobile Banking App
  • Debit Cards*
  • Free Checking*
  • Sign up for special “Grow With Me” Certificates
  • Interactive Smartstart Website Click Here (Parents Authorization is required)

 

Business Checking

Business Checking

PSCU business checking accounts keep it simple so you can focus on your business.


At Public Service Credit Union, our Business Checking Accounts are designed to help manage your finances, while keeping in touch with your money - 24 hours a day, 7 days a week. Every PSCU Checking Account offers value-added benefits designed around you, such as:

 •No monthly service fees with a minimum $5,000 balance

 •Up to 400 free transactions per month

 •Overdraft Protection


When it comes to fee-FREE Business Checking. PSCU is leading the way.  Check out just a few of our FREE Checking Account benefits: 

•FREE ATM/Master Money Check Card 

•FREE Telephone Banking 

•FREE Online Banking 

•FREE BillPay 

•FREE eStatements

When you're ready to take your Business Checking Account to the next level, stop by any one of our branches and talk to one of our friendly Member Service Representatives.


Share Account Overdraft Protection

Share Account Overdraft is automatically set up when a Business Checking Account is opened.  This service links your Business Checking Account with your Share Account and transfers the necessary funds to ensure your item is paid promptly.

 

 

 

 

Next Gen (18+)

NexGen Banner

A Step Towards Financial Independence

It’s never too soon to manage your own money and PSCU is making it more convenient than ever. Make life a little easier with a PSCU NextGen account. Developed for young adults, this program gives NextGen members many options to keep their finances in check.

 

Open Now

 

NextGen Benefits:

  • No Monthly Fees

  • $250 Line of Credit*

  • Mobile Banking App

  • Free Debit Card

  • Free Online Banking

    *Must meet PSCU lending guidelines to qualify

Debit Card

ATM Master Money

At Public Service Credit Union, you can choose a standard ATM card or select a MasterMoney Check Card for access with purchasing power.


To Report Lost or Stolen Card

Regular Business Hours: 734-641-8400

After Business Hours: 888-241-2510

Visa Direct Line: 800-558-3424


A Public Service Debit Card Advantages

  • Pay for purchases anywhere MasterCard is accepted

  • Withdraw money just like an ATM card

  • Pay for purchases with our Checking Account funds

  • No annual fee

  • Fast, easy purchases in person, online or by phone

  • With PSCU, you have convenient access to your money 24/7 – 365 days a year

 

Featured Rate

  • Auto loan 3.49% apr*
  • Additional Rates
  • *The loan rate above is the lowest rate given at PSCU