Member Benefits

Did you ever think you could become a part-owner of a financial institution? With PSCU, you can. Our members are our owners and every one of us has a vested interest in our (your) success.  With just a $25.00 account set up balance, we make it really easy for you to join our family.

Financial Calculators

Our financial calculators are a great way to start planning for your future, saving for that car or even just resolving your debt! For when life happens… there’s PSCU!yes

Auto Loan Calculator

Debt Consolidation Calculator

Mortgage Loan Calculator

Savings Calculator

Auto Refinance Calculator

 

New Home Banking

 

 

What exactly do you need to do now? Nothing!!! Just leave it up to us and everything will be transferred over to the new system! You will simply log in as you always have, follow the prompts to update your security questions and be instantly enjoying the benefits of our new system!

 Here is a list of frequently asked questions to assist you in the transition.

We appreciate your business. If you have any questions regarding your account, please don’t hesitate to contact us at 734-641-8400! We look forward to walking you through the path of life and continuing to be your financial institution.

 
 

Relationship CD

 

With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a "HOLY COW"  CD rate! There are a few qualifications, but if you can meet them, you could be making a return on your money that'll leave you wondering why you would ever go anywhere else!


What are you waiting for? Get yours today by coming into a branch or calling and speaking to a member service representative!

Credit Monitoring

 

Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions ­­of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

Public Service Credit Union is delighted to provide identity theft detection and recovery services as part of our Direct Advantage Plus checking accounts at no cost.

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

·         Fully Managed Identity Theft Research, Remediation and Recovery – If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover you and up to three generations of family! Click here for complete Terms and Conditions.

·         Lost Document Replacement – this service provides personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity fraud event.

·         Identity Theft Expense Reimbursement Insurance - you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $25,000, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.

·         Entitlement to Credit Monitoring – If you decide to activate this service you will receive alerts of changes to your credit file that could signal identity theft. We can even send the alerts to you in a text message for ease of use and rapid communication. The entitlement is applicable to individuals age 18 and older who have a valid credit file. Note: You must follow an easy activation process in order to receive the benefits of credit monitoring.

Note: You must follow an easy activation process in order to receive the benefits of credit monitoring. If you do not choose to follow these steps, your credit will not be monitored and you will not receive alerts.

If you are a Direct Advantage Plus account-holder, and you want to learn more about how to activate your no-cost credit monitoring, click here. Next, enter your email address, complete your profile, and answer the identity authentication questions to activate this service.

 Learn about opening a Direct Advantage Plus checking account with Public Service Credit Union today!

Traveling?

We have a state-of-the-art security system that protects your debit card. Unfortunately, your travel can show up as “unusual behavior” and a transaction may be declined.

The fix is easy!

Before you travel, simply fill out this form and send it to msronline@pscunow.com or give us a call at (734) 641-8400. Letting us know where you’ll be, will ensure your card is active during your trip.

Speak with a Trusted Representative: (734) 641-8400 

Featured Rate

  • Auto loan 2.29% apr*
  • Additional Rates
  • *The loan rate above is the lowest rate given at PSCU