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Business Services

What do you need to make your business run smoothly? Money, Services, skill and luck. PSCU can help you with the first two, the second two are up to you. Think of us as your silent Partner, with an incredible lineup of support services. From Visa Cards and Processing, to Loans, Savings and Checking Services, PSCU can help your business thrive and survive and yes, run smoothly too.

PSCU Smart Deposit

Smart business owners rely on services that will increase the overall efficiency and cash flow of their business. PSCU Smart Deposit allows any business, large or small, to deposit checks right from your office so you can spend more time running
your business and less time running to the credit union!

Read more: PSCU Smart Deposit

Business Visa

Business Visa

Our Visa Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.


 Visa Business Bonus Rewards Card

PCU Reward Card

  • Get 25% more on all points earned every month (1)

  • No caps or limits on points earned

  • $25 cash back with your first purchase


Visa Business Bonus Rewards PLUS Card

PCU Reward Card 2

  • Get 50% on all points earned every month (2)

  • No caps or limits on points earned

  • $50 cash back with your first purchase

Apply Now


Visa Business Platinum Card
  • Our best introductory APR offer

  • Save on interest and pay down your other credit card balances faster

  • Enjoy the everyday convenience of a non-rewards card

Apply Now


(1) The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

(2) the 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

Credit Card Processing

Credit Card Processing

Whether you conduct business transactions in person, over the phone, by mail, or online, Public Service Credit Union’s Merchant Warehouse can help you increase your profit with convenient payment processing solutions. Your customers will thank you for it!


Merchant Services to Manage your Business

To serve you better, we offer credit card processing for your business. We have partnered with Merchant Warehouse, a leader in the payment processing industry known for exemplary member service. Merchant Warehouse is a single-source provider of electronic payment processing services including credit, debit, EBT, gift cards, and member loyalty cards.

PSCU and Merchant Warehouse offer a full suite of merchant point-of-sale terminals and e-commerce processing solutions. PSCU business members will have access to discounted processing rates and additional FREE benefits when signing up for new merchant services with Merchant Warehouse.

For a free cost analysis, call our Remote Services at 1-734-641-8400 (option 2).


Business Branded Gift Cards

Gift cards have become a top choice for Christmas, birthday and graduation gifts. Businesses of all types and sizes are generating tremendous sales with prepaid gift cards. Every card sold brings another customer in your door to spend it. With a PSCU merchant processing account, our business can issue our very own business-branded gift cards.

We also offer reloadable gift cards to keep your customers coming back. Now is the perfect time to setup a gift card program so your business will be ready when the holiday shopping season arrives.

 

Business Lending

Business Lending

A business loan may be just what you need to help your company grow and edge ahead of the competition. We have lending solutions that meet those financial needs.


Commercial Mortgages

Turn the dream into reality with a commercial mortgage at PSCU Whether you are acquiring a business, expanding an existing business or upgrading a current business, look to us for your real estate needs. We offer competitive rates and terms to meet your business real estate needs.


 Line of Credit

 As a business owner, you know that it's important to be prepared! From time to time, every small business needs immediate cash for short-term working capital, seasonal purchases, inventory, or to carry accounts receivable. Apply now and the money will be there when you need it. With low rates and flexible terms, our line of credit offers the flexibility you need to push your business to the next level.


 Equipment Loans

Get the equipment you need to stay competitive and reach your goals! Maybe you want to expand operations by purchasing assets such as new equipment or a new company car. Whatever you need to make your business run, we can help you finance it. Low rates and flexible terms provide a number of options for your equipment needs.

Featured Rate

  • Auto loan 2.99% apr*
  • Additional Rates
  • *The loan rate above is the lowest rate given at PSCU