You’ve been reading about how great it can be to drop your bank and find a credit union near Detroit or Romulus, and now you’re wondering if credit unions aren’t too good to be true — you’ve just discovered that credit unions are not FDIC insured. The FDIC only insured deposits in banks and savings… Continue reading Are Credit Unions FDIC Insured?
When our Detroit and Romulus residents first learn about credit unions — often by visiting or joining Public Service Credit Union — there’s a strange sense of disbelief. How do credit unions work? We’ve already talked about what a credit union is and how easy it is to join a credit union, but that doesn’t… Continue reading How Do Credit Unions Work?
My birthday is in November and I just started receiving a ton of emails for special coupons for my birthday! Online rewards, promotional emails, or e-rewards will let you know about promotions that they are running. During your birthday month, the promotions are even better than usual and more geared towards your special day. If… Continue reading Birthday Coupons and Freebies
One of the most common questions we get at PSCU is whether our members can use any credit union ATM. While we would like to say “yes,” we’re afraid that we can only give you access to over 30,000 surcharge-free ATMs at 4,000 nationwide branches. We are confident that includes the vast majority of credit… Continue reading Can I Use Any Credit Union ATM?
Did you know that you can donate you or your child’s extra Halloween candy? You can even earn cash for the candy you turn in! Because let’s be real–after the 15th Twix bar and the sugar high off unlimited Sour Patch Kids, your tongue is raw, you can already feel a cavity coming in and… Continue reading Earn Cash for your Halloween Candy
Freeze Your Credit for Free Did you know that you can now “freeze” your credit from being pulled at the three major credit reporting agencies: Equifax, Experian and TransUnion? As a result of the Economic Growth, Regulatory Relief and Consumer Protection Act, you can freeze your credit file from being pulled to protect yourself against… Continue reading Save Your Identity–Freeze Your Credit
Life in Detroit isn’t always cheap, and it’s important to be able to save wherever you can — and that includes your banking. Banks may hold your money and provide financial services to you, but at the end of the day, their goal is to make money for whoever owns them. If you already have… Continue reading Credit Unions vs. Banks in Detroit
Whether your old car has finally bit the dust and it’s time for a replacement or you’re simply looking to upgrade your Detroit drive, you’ve probably got a car loan on the mind. Did you know you can visit a credit union for a car loan? Not only does that mean a familiar face on… Continue reading Dealership Car Loans vs. Credit Union Car Loans
We’re sure every Michigan resident knows what a bank is, but how many of you have heard of credit unions? You might hear them talked about in the same sentences as banks, but credit unions have one very crucial difference: they’re owned by you. What is a credit union? It’s a not-for-profit financial institution owned… Continue reading What is a Credit Union?
You don’t have to scour the state of Michigan for a credit union near you; Public Service Credit Union has members from Romulus, Redford, Detroit, and all over the state! If you’ve heard of the many benefits of credit unions, but no one has told you how to join a credit union yet, we’re here… Continue reading How to Join a Credit Union