Leasing began as a way for corporations to track transportation costs while saving money over purchasing a vehicle outright. Now, almost any vehicle can be leased, offering buyers from all walks of life access to high-quality vehicles with low monthly lease payments that make fitting it into the monthly budget easier. How Does Leasing Work?… Continue reading What Does it Mean to Lease a Car?
Getting ready to purchase a new car? You may be wondering, “Do I need GAP insurance?” This is a valid question because Detroit car buyers are often offered services and products they don’t necessarily need. Even using a car financing calculator doesn’t help you account for insurance and car coverage costs. However, there are certain… Continue reading Do You Need GAP Insurance?
Working out how much you need to save for your retirement is absolutely crucial, and it’s a task that you should start to consider as soon as possible. Planning for retirement can be difficult if you get started late. Getting your financial ducks in a row and working out how much you’re going to need… Continue reading How Much to Save for Retirement
One of the best parts of using a credit union over a bank is discovering all the savings you’ll have, and what better way to celebrate those savings than to treat yourself. There’s plenty to do in the Motor City and nearby Redford, but we want to highlight some of our favorite things to do… Continue reading Things to Do in Detroit
If you’re saving to buy a new home around Detroit or Romulus, building a balanced budget will help you get — and keep — a house you can afford so that you can enjoy your investment for the long-term. Here are a few tips to help you do that the right way. Apply for Mortgage… Continue reading How to Budget for a Mortgage
You can do practically everything online today: order food, buy your holiday gifts, apply for a car loan, research GAP coverage, and even apply for a mortgage. There are still some things you need to do in person, but you can open a checking account online when you bank with Public Service Credit Union. While PSCU… Continue reading Can You Open a Checking Account Online?
The big day is tomorrow. While this is a Hallmark holiday, and you should give your partner love and appreciation every day, you can’t skip out on V-Day. If you have put it off or if you don’t want to spend too much, here are some great last-minute ideas to make that special person in… Continue reading Last-minute, Cheap and Easy, Valentine’s Day Ideas!
You may not crunch the numbers when it’s time to buy a new TV or couch, but once you start thinking about a bigger purchase, it’s smart to do some planning. Financially savvy Detroit drivers use a car financing calculator to plan for what they can afford before even stepping foot in the dealership, but… Continue reading How to Use a Car Financing Calculator
W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know
Michiganders looking for an alternative to traditional banks have quite a few options, with a significant number of credit unions in Michigan to choose from. Choosing a credit union can be easy for some people, but others might have a range of options — like work- or school-based credit unions. With 231 credit unions to choose… Continue reading Credit Unions in Michigan