W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know
Michiganders looking for an alternative to traditional banks have quite a few options, with a significant number of credit unions in Michigan to choose from. Choosing a credit union can be easy for some people, but others might have a range of options — like work- or school-based credit unions. With 231 credit unions to choose… Continue reading Credit Unions in Michigan
Everyone’s nightmare: You’re at a restaurant with a business client or a date and your debit card is declined for no reason. No one wants it to happen to them, but it can–even if you have enough money in your account to cover the bill. If you’ve found yourself asking “why was my debit card… Continue reading Why Your Debit Card Was Declined: Blocking & Other Debit Card Trouble
You know how credit unions work, the benefits of joining a credit union, and how easy it is to join, but how do you choose a credit union? For some people, the credit union basically chooses them. But if you have more than one option for a credit union — and if you’re reading this, you probably… Continue reading How to Choose a Credit Union
Without a credit score, it can be difficult to apply for loans, rent an apartment, or buy a house, but how do you get a credit score, and what’s the best way to build credit? There’s no easy answer, but we have some guidelines for how to build credit and an answer to that nagging… Continue reading The Best Way to Build Credit
When many of our Detroit credit union members learn that banks are for-profit institutions designed to make money for their owners, they immediately conclude that a credit union is a non-profit. Public Service Credit Union is a 501(c)(14) non-profit, but that designation might sound different from the most common one you hear: 501(c)(3). Read on as… Continue reading Are Credit Unions Non-Profit?
Whether you are looking to save money or pay off debt for your New Year’s Resolution, here are steps you can take to make sure you succeed! Create a Budget: Account for everything! Do not only budget for your monthly bills. Budget for the Starbucks you get every Friday and the vacation you want to… Continue reading Make Your Financial New Year’s Resolutions Succeed
You’ve been reading about how great it can be to drop your bank and find a credit union near Detroit or Romulus, and now you’re wondering if credit unions aren’t too good to be true — you’ve just discovered that credit unions are not FDIC insured. The FDIC only insured deposits in banks and savings… Continue reading Are Credit Unions FDIC Insured?
When our Detroit and Romulus residents first learn about credit unions — often by visiting or joining Public Service Credit Union — there’s a strange sense of disbelief. How do credit unions work? We’ve already talked about what a credit union is and how easy it is to join a credit union, but that doesn’t… Continue reading How Do Credit Unions Work?
My birthday is in November and I just started receiving a ton of emails for special coupons for my birthday! Online rewards, promotional emails, or e-rewards will let you know about promotions that they are running. During your birthday month, the promotions are even better than usual and more geared towards your special day. If… Continue reading Birthday Coupons and Freebies