Taxes 2018: What you need to know

W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know

Why Your Debit Card Was Declined: Blocking & Other Debit Card Trouble

Everyone’s nightmare: You’re at a restaurant with a business client or a date and your debit card is declined for no reason. No one wants it to happen to them, but it can–even if you have enough money in your account to cover the bill. If you’ve found yourself asking “why was my debit card… Continue reading Why Your Debit Card Was Declined: Blocking & Other Debit Card Trouble

Are Credit Unions Non-Profit?

When many of our Detroit credit union members learn that banks are for-profit institutions designed to make money for their owners, they immediately conclude that a credit union is a non-profit. Public Service Credit Union is a 501(c)(14) non-profit, but that designation might sound different from the most common one you hear: 501(c)(3). Read on as… Continue reading Are Credit Unions Non-Profit?

Make Your Financial New Year’s Resolutions Succeed

Whether you are looking to save money or pay off debt for your New Year’s Resolution, here are steps you can take to make sure you succeed! Create a Budget: Account for everything! Do not only budget for your monthly bills. Budget for the Starbucks you get every Friday and the vacation you want to… Continue reading Make Your Financial New Year’s Resolutions Succeed

Are Credit Unions FDIC Insured?

You’ve been reading about how great it can be to drop your bank and find a credit union near Detroit or Romulus, and now you’re wondering if credit unions aren’t too good to be true — you’ve just discovered that credit unions are not FDIC insured. The FDIC only insured deposits in banks and savings… Continue reading Are Credit Unions FDIC Insured?

Birthday Coupons and Freebies

My birthday is in November and I just started receiving a ton of emails for special coupons for my birthday! Online rewards, promotional emails, or e-rewards will let you know about promotions that they are running. During your birthday month, the promotions are even better than usual and more geared towards your special day. If… Continue reading Birthday Coupons and Freebies