How to Join a Credit Union

You don’t have to scour the state of Michigan for a credit union near you; Public Service Credit Union has members from Romulus, Redford, Detroit, and all over the state! If you’ve heard of the many benefits of credit unions, but no one has told you how to join a credit union yet, we’re here to help.

What You Need to Join a Credit Union

How to join a credit union will vary a bit depending on the credit union, but many of them have very similar requirements. Here’s what it takes to join Public Service Credit Union (PSCU) at any of our branches:

  • A $25 deposit into a share (savings) account. It’s just like opening a bank account.
  • Residence in Michigan: you must either live, work, worship, or attend school in Michigan.

That’s all it takes to free yourself from banks and traditional financial institutions and become a credit union member with a say in how PSCU is run.

Benefits of Joining PSCU

Since 1951, PSCU has been providing members with access to dependable financial services, and with our members as our owners, you can trust that its your needs that matter before the bottom line. Starting your initial savings account with us puts you on equal footing with each of our other credit union members. In addition to having a say in the policies of our credit union, you’ll enjoy member benefits like:

  • Anywhere Banking
  • Mobile Banking
  • Insurance
  • Fraud Awareness
  • MCULLAF Grand Raffle
  • Unique Promotions
  • Credit Monitoring
  • Financial Calculators

You will also have access the the services many people expect from their bank, including getting a personal loan, help with financial decisions, and an opportunity to build or rebuild credit.

Join Public Service Credit Union Today

Credit unions offer a community solution to financing that puts you first. Now that you know how to join a credit union, you can stop by one of our many locations or open your account online. See why Michiganders from north to south, east to west have been choosing PSCU for over half a century now.

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