How Does Overdraft Protection Work?

Overdraft protection is designed to cover your purchases should you accidentally spend more money than you have in your bank account. We hope you never need to take advantage of this feature on your account. However, if something goes wrong and you find yourself a little short, it’s essential to understand how it works and… Continue reading How Does Overdraft Protection Work?

Traveling? Don’t let your debit card get blocked! Call us before you go!

Going on vacation? Imagine checking into a hotel only to find out your credit or debit card accounts have been frozen. There’s an easy way to avoid a blocked debit card, though: call your credit union or bank before you even leave the house. It’s also a good idea to call your credit card providers… Continue reading Traveling? Don’t let your debit card get blocked! Call us before you go!

What Does it Mean to Lease a Car?

Leasing began as a way for corporations to track transportation costs while saving money over purchasing a vehicle outright. Now, almost any vehicle can be leased, offering buyers from all walks of life access to high-quality vehicles with low monthly lease payments that make fitting it into the monthly budget easier. How Does Leasing Work?… Continue reading What Does it Mean to Lease a Car?

Do You Need GAP Insurance?

Getting ready to purchase a new car? You may be wondering, “Do I need GAP insurance?” This is a valid question because Detroit car buyers are often offered services and products they don’t necessarily need. Even using a car financing calculator doesn’t help you account for insurance and car coverage costs. However, there are certain… Continue reading Do You Need GAP Insurance?

How Much to Save for Retirement

Working out how much you need to save for your retirement is absolutely crucial, and it’s a task that you should start to consider as soon as possible. Planning for retirement can be difficult if you get started late. Getting your financial ducks in a row and working out how much you’re going to need… Continue reading How Much to Save for Retirement

Taxes 2018: What you need to know

W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know

Save Your Identity–Freeze Your Credit

Freeze Your Credit for Free Did you know that you can now “freeze” your credit from being pulled at the three major credit reporting agencies: Equifax, Experian and TransUnion? As a result of the Economic Growth, Regulatory Relief and Consumer Protection Act, you can freeze your credit file from being pulled to protect yourself against… Continue reading Save Your Identity–Freeze Your Credit

Dealership Car Loans vs. Credit Union Car Loans

Whether your old car has finally bit the dust and it’s time for a replacement or you’re simply looking to upgrade your Detroit drive, you’ve probably got a car loan on the mind. Did you know you can visit a credit union for a car loan? Not only does that mean a familiar face on… Continue reading Dealership Car Loans vs. Credit Union Car Loans