Taxes 2018: What you need to know

W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know

Save Your Identity–Freeze Your Credit

Freeze Your Credit for Free Did you know that you can now “freeze” your credit from being pulled at the three major credit reporting agencies: Equifax, Experian and TransUnion? As a result of the Economic Growth, Regulatory Relief and Consumer Protection Act, you can freeze your credit file from being pulled to protect yourself against… Continue reading Save Your Identity–Freeze Your Credit

Dealership Car Loans vs. Credit Union Car Loans

Whether your old car has finally bit the dust and it’s time for a replacement or you’re simply looking to upgrade your Detroit drive, you’ve probably got a car loan on the mind. Did you know you can visit a credit union for a car loan? Not only does that mean a familiar face on… Continue reading Dealership Car Loans vs. Credit Union Car Loans

Leasing vs. Buying: Which is Right for You?

Looking for a new car can be fun and exciting while deciding how to purchase it, can be daunting. A common question is whether you should lease or buy a new car. There are pros and cons to each, but ultimately one will save Detroit drivers money in the long run while the other is… Continue reading Leasing vs. Buying: Which is Right for You?

Home Equity Loans Can Effectively Finance Your Future

What is a Home Equity Loan? A home equity loan uses the equity of your home for collateral. Equity is the difference between the mortgage on your home and your home’s current value. Detroit residents can use this money for home improvement projects, debt consolidation, your child’s college expenses, a new car, and anything else… Continue reading Home Equity Loans Can Effectively Finance Your Future

What Do You Need to Open a Bank Account?

Whether you’re a Detroit-area student just getting started on your financial future or you’re just switching banks, it can seem daunting to open up a new bank account. But in truth, it’s actually a pretty simple and painless process once you know how to prepare, which is where Public Service Credit Union comes in. As… Continue reading What Do You Need to Open a Bank Account?