Although information about credit building is readily available, there’s still a great deal of mystery surrounding certain topics like debt management and credit cards. Public Service Credit Union is here to shed some light on those myths! If you’ve been working hard at improving your score and have seen little progress, buying into any of… Continue reading 5 Common Credit Building Myths
Getting your first credit card is exciting. Not only are credit cards convenient, but they can also put you on the fast-track to improving your credit score, assuming you use them wisely and avoid common credit building myths. This begs the question of, “How do I handle my first credit card responsibly?” Public Service Credit… Continue reading How to Handle Your First Credit Card
Overdraft protection is designed to cover your purchases should you accidentally spend more money than you have in your bank account. We hope you never need to take advantage of this feature on your account. However, if something goes wrong and you find yourself a little short, it’s essential to understand how it works and… Continue reading How Does Overdraft Protection Work?
It’s Black Friday today. There are so many people who brave the cold, crowds and lack of sleep to fight over deals on everything from kitchen appliances to gaming consoles. I am not one of those people, nor have I ever been. I’m all for a good deal, but I’ve heard too many stories and… Continue reading Black Friday DOs and DONTs
What is the best way to learn about finances? Is it through your parents’ cautionary tales? Are you stuck with trial and error? When you have a credit union at your disposal, you have an entire network of members who have been there before and staff who want to help before you have to rebuild… Continue reading Finances: How do YOU learn?