Financial planning can be intimidating, but it means the difference between peace of mind provided by an emergency fund, or living in chaos. These questions are the first steps to get you started in deciding how much you need to save. Find a Credit Union Ask These Important Financial Planning Questions How much do I… Continue reading 9 Financial Planning Questions You Need to Answer
Retirement planning can be stressful, but last minute retirement planning can be even more difficult because you might not know where to start. Allow Public Service Credit Union, located outside of Detroit, help you find the best way to build your retirement fund. By learning about strategies and steps to take, retirement planning will be… Continue reading Last-Minute Retirement Planning
To become a well-prepared budget planner and to take control of your financial planning opportunities, you must be able to set up a realistic budget. Public Service Credit Union is here to help you figure out the best budget that allows you and your family to live comfortably and happily. To become a knowledgeable budget… Continue reading Short & Long-Term Budget Planning
You don’t need to spend money to have a good time in Detroit. Whether you’re stopping by on your way to Romulus or you live here, there are plenty of free things to do in Detroit. With a little under 700,000 people populating the city, there’s something to do for everyone! Read on to learn… Continue reading Free Things to Do in Detroit
Which is better, buying vs. renting? This debate has raged for many years, with many believing it’s best to own a home rather than throwing money away on a rental you’ll probably never own. However, times have changed, and in many instances, renting can be the more cost-effective option. Buying also isn’t without its advantages.… Continue reading Buy vs. Rent: Is It Better to Rent a House?
Chances are you have at least one of both types of cards in your wallet, but which is the all-around better choice? When it comes down to a credit card vs. debit card, both offer benefits and possible cons. How much a card will help you or put you at a disadvantage depends on your… Continue reading Credit Card vs. Debit Card
If you’re budgeting for retirement, you may be wondering, “What’s the difference between a 401k and an IRA?” The main difference is that a 401k plan is set up by an employer, while an IRA is an individual account. Learn more about how a 401k vs. IRA compare and which is the better investment choice… Continue reading 401k vs. IRA: What’s the Difference?
If you work hard, watch your spending, and try not to overindulge, yet still find yourself short on money in the bank, you may be a victim of these five small expenses that prevent you from having a successful budget. These expenses slowly chip away at your money but often go unnoticed because they seem… Continue reading 5 Small Expenses Killing Your Budget
I love to cook. When you love to cook, you have to learn how to be methodical about your shopping for the necessary groceries. I wasn’t always good at this, but I learned through some trial and error on how to best budget for my shopping and cooking needs. You don’t have to go to… Continue reading Saving on Groceries: Use a Budget Planner
Working out how much you need to save for your retirement is absolutely crucial, and it’s a task that you should start to consider as soon as possible. Planning for retirement can be difficult if you get started late. Getting your financial ducks in a row and working out how much you’re going to need… Continue reading How Much to Save for Retirement