9 Financial Planning Questions You Need to Answer

Financial planning can be intimidating, but it means the difference between peace of mind provided by an emergency fund, or living in chaos. These questions are the first steps to get you started in deciding how much you need to save. Find a Credit Union Ask These Important Financial Planning Questions How much do I… Continue reading 9 Financial Planning Questions You Need to Answer

Last-Minute Retirement Planning

Retirement planning can be stressful, but last minute retirement planning can be even more difficult because you might not know where to start. Allow Public Service Credit Union, located outside of Detroit, help you find the best way to build your retirement fund. By learning about strategies and steps to take, retirement planning will be… Continue reading Last-Minute Retirement Planning

Buy vs. Rent: Is It Better to Rent a House?

Which is better, buying vs. renting? This debate has raged for many years, with many believing it’s best to own a home rather than throwing money away on a rental you’ll probably never own. However, times have changed, and in many instances, renting can be the more cost-effective option. Buying also isn’t without its advantages.… Continue reading Buy vs. Rent: Is It Better to Rent a House?

401k vs. IRA: What’s the Difference?

If you’re budgeting for retirement, you may be wondering, “What’s the difference between a 401k and an IRA?” The main difference is that a 401k plan is set up by an employer, while an IRA is an individual account. Learn more about how a 401k vs. IRA compare and which is the better investment choice… Continue reading 401k vs. IRA: What’s the Difference?

5 Small Expenses Killing Your Budget

If you work hard, watch your spending, and try not to overindulge, yet still find yourself short on money in the bank, you may be a victim of these five small expenses that prevent you from having a successful budget. These expenses slowly chip away at your money but often go unnoticed because they seem… Continue reading 5 Small Expenses Killing Your Budget

How Much to Save for Retirement

Working out how much you need to save for your retirement is absolutely crucial, and it’s a task that you should start to consider as soon as possible. Planning for retirement can be difficult if you get started late. Getting your financial ducks in a row and working out how much you’re going to need… Continue reading How Much to Save for Retirement