One of the best parts of using a credit union over a bank is discovering all the savings you’ll have, and what better way to celebrate those savings than to treat yourself. There’s plenty to do in the Motor City, but we want to highlight some of our favorite things to do in Detroit for… Continue reading Things to Do in Detroit
If you’re saving to buy a new home around Detroit or Romulus, building a balanced budget will help you get — and keep — a house you can afford so that you can enjoy your investment for the long-term. Here are a few tips to help you do that the right way. Apply for Mortgage… Continue reading How to Budget for a Mortgage
You can do practically everything online today: order food, buy your holiday gifts, apply for a car loan, and even apply for a mortgage. There are still some things you need to do in person, but you can open a checking account online when you bank with Public Service Credit Union. While PSCU had locations all… Continue reading Can You Open a Checking Account Online?
The big day is tomorrow. While this is a Hallmark holiday, and you should give your partner love and appreciation every day, you can’t skip out on V-Day. If you have put it off or if you don’t want to spend too much, here are some great last-minute ideas to make that special person in… Continue reading Last-minute, Cheap and Easy, Valentine’s Day Ideas!
You may not crunch the numbers when it’s time to buy a new TV or couch, but once you start thinking about a bigger purchase, it’s smart to do some planning. Financially savvy Detroit drivers use a car financing calculator to plan for what they can afford before even stepping foot in the dealership, but… Continue reading How to Use a Car Financing Calculator
W-2s: Federal law states that all employers must send employees their W-2 statement no later than January 31st. Dates: The IRS will officially began accepting tax returns for 2018 on Monday, January 28, 2019. The deadline to file is Monday, April 15, 2018. Extension: You can request a 6-month extension that gives you extra time… Continue reading Taxes 2018: What you need to know
Michiganders looking for an alternative to traditional banks have quite a few options, with a significant number of credit unions in Michigan to choose from. Choosing a credit union can be easy for some people, but others might have a range of options — like work- or school-based credit unions. With 231 credit unions to choose… Continue reading Credit Unions in Michigan
Everyone’s nightmare: You’re at a restaurant with a business client or a date and your debit card is declined for no reason. No one wants it to happen to them, but it can–even if you have enough money in your account to cover the bill. If you’ve found yourself asking “why was my debit card… Continue reading Why Your Debit Card Was Declined: Blocking & Other Debit Card Trouble
You know how credit unions work, the benefits of joining a credit union, and how easy it is to join, but how do you choose a credit union? For some people, the credit union basically chooses them. But if you have more than one option for a credit union — and if you’re reading this, you probably… Continue reading How to Choose a Credit Union
Without a credit score, it can be difficult to apply for loans, rent an apartment, or buy a house, but how do you get a credit score, and what’s the best way to build credit? There’s no easy answer, but we have some guidelines for how to build credit and an answer to that nagging… Continue reading The Best Way to Build Credit