Birthday Coupons and Freebies

My birthday is in November and I just started receiving a ton of emails for special coupons for my birthday! Online rewards, promotional emails, or e-rewards will let you know about promotions that they are running. During your birthday month, the promotions are even better than usual and more geared towards your special day. If… Continue reading Birthday Coupons and Freebies

Can I Use Any Credit Union ATM?

One of the most common questions we get at PSCU is whether our members can use any credit union ATM. While we would like to say “yes,” we’re afraid that we can only give you access to over 30,000 surcharge-free ATMs at 4,000 nationwide branches. We are confident that includes the vast majority of credit… Continue reading Can I Use Any Credit Union ATM?

Save Your Identity–Freeze Your Credit

Freeze Your Credit for Free Did you know that you can now “freeze” your credit from being pulled at the three major credit reporting agencies: Equifax, Experian and TransUnion? As a result of the Economic Growth, Regulatory Relief and Consumer Protection Act, you can freeze your credit file from being pulled to protect yourself against… Continue reading Save Your Identity–Freeze Your Credit

Credit Unions vs. Banks in Detroit

Life in Detroit isn’t always cheap, and it’s important to be able to save wherever you can — and that includes your banking. Banks may hold your money and provide financial services to you, but at the end of the day, their goal is to make money for whoever owns them. If you already have… Continue reading Credit Unions vs. Banks in Detroit

Dealership Car Loans vs. Credit Union Car Loans

Whether your old car has finally bit the dust and it’s time for a replacement or you’re simply looking to upgrade your Detroit drive, you’ve probably got a car loan on the mind. Did you know you can visit a credit union for a car loan? Not only does that mean a familiar face on… Continue reading Dealership Car Loans vs. Credit Union Car Loans

What is a Credit Union?

We’re sure every Michigan resident knows what a bank is, but how many of you have heard of credit unions? You might hear them talked about in the same sentences as banks, but credit unions have one very crucial difference: they’re owned by you. What is a credit union? It’s a not-for-profit financial institution owned… Continue reading What is a Credit Union?

Leasing vs. Buying: Which is Right for You?

Looking for a new car can be fun and exciting while deciding how to purchase it, can be daunting. A common question is whether you should lease or buy a new car. There are pros and cons to each, but ultimately one will save Detroit drivers money in the long run while the other is… Continue reading Leasing vs. Buying: Which is Right for You?