Savings Product

Rate

APY

Regular Shares

0.15%

0.16%

Christmas Club

0.15%

0.16%

Vacation Club

0.15%

0.16%

Money Market - over
$2,500.00

0.20%

0.21%

Over $10,000.00

0.25%

0.26%

Over $25,000.00

0.30%

0.31%

APY= Annual Percentage Yield

IRA Accounts (Minimum Balance)

Rate

APY

$1,000.00 - $5,999.99

0.20%

0.21%

$6,000.00 - $11,999.99

0.25%

0.26%

$12,000.00 - $19,999.99

0.25%

0.26%

$20,000.00 - $999,999.99

0.30%

0.31%

Dividends are paid and compounded quarterly
APY= Annual Percentage Yield

Certificate of Deposit

Tier I Rate/APY
(Min $1,000)

Tier II Rate/APY
(Min $10,000)

Tier III Rate/APY
(Min $50,000)

6 Months

    0.40%

    0.50%

    0.60%

12 Months

    0.60%

    0.70%

    0.80%

18 Months

    0.80%

    0.90%

    1.00%

24 Months

    0.90%

    1.00%

    1.10%

36 Months

    1.10%

    1.20%

    1.30%

48 Months

    1.30%

    1.40%

    1.50%

60 Months

    1.65%

    1.75%

    1.85%

APY= Annual Percentage Yield 

All CD's are subject to early withdrawal penalties

New / Used Auto

 Rate

36 mos

48 mos

60 mos

72 mos

84 mos*

*Only Applies to new loans
The Rates above are the lowest possible rates given at PSCU.

Other Loan Rates

Rate

Non-Auto   up to 60 mos

6.25%

Non-Auto   61-120 mos

6.75%

Non-Auto: Motorcycles, Snowmobiles, Small Boats, etc.

Modular/Mobile Home

8.75%

RV, Fifth Wheel Trailers

                                 up to 84 mos

5.50%

                                 up to 120 mos

5.25%

                                 up to 180 mos

4.99%

Shares Secured / Club Secured / Certificate

Secured

Rate figured by Shares / Club / Cert rate + 2.50%

The rate you receive is based on your credit
worthiness. Please ask us for the initial rate that you qualify for

Mortgage / Home Equity                           APR

Mortgage 15 Yr Fixed

    Apply Here

Mortgage 30 Yr Fixed

 
    Apply Here

Home Improvement

6.50%

Home Equity

5.00%

HELOC    50% LTV

Prime  -   0%

HELOC    80% LTV

Prime  +  2%

Residential Boats up to 180 mos  

Prime  +  3.50%

Unsecured Loans

APR

Revolving Credit

17.00%

Prime Line

8.50%

Specialty

7.25%

Note

7.50%

Demand

7.50%

Fresh Start

11.99%

Freedom Loan

6.00%

Credit Repair

8.50%

Tuition Reimbursement*

8.50%

*Wayne County Employees Only